DASK and home insurance: why review the coverage?

DASK describes cover for specified earthquake-related building damage within policy limits, with exclusions including movable possessions and lost rent. Review the protection needed for the property and its contents separately with a qualified insurer rather than assuming one policy covers every loss.

Practical steps

1. Read limits, exclusions and the property details recorded on the policy
2. Ask about additional cover relevant to your needs rather than assuming it is included
3. Keep renewal dates, reporting contacts and claim-document requirements accessible

General guidance. Consult qualified professionals on legal, financial and technical matters specific to your transaction.